I heard on the radio the European Central Bank rate was cut. All of the Banks are passing it on except Ulster Bank – that is if you are on a variable mortgage. I double doubted myself. Tracker or variable? I could buy some trees… ‘herself’ could get me to put down some skirting boards and hang the doors we don’t have… We’d have a field day and eventually we’d get our home looking like one soon-er….
I emailed my very friendly bank….
First: Is this relevant to landscaping? yes. Relevant to my garden, [they are my personal bank] and also my business bank of 9 years. My mortgages were signed in this branches very office.
Second: If I replied via email to you as my client like this… would ‘you’ be happy with my customer service to you?
From: mailto:info [at] doneganlandscaping [dot] com
Sent: 05 March 2009 16:40
To: (Ulster Bank – Dublin Airport Branch)
Importance: HighA Chara Angela,Is there any news on Ulster Bank passing on the reduced ECB rate.RegardsPeter__________________________________________________Sent: Friday, March 06, 2009 8:58 AMSubject: RE: queryHi Peter,Have not been in touch with you lately so hope you are keeping well.The ECB change will automatically apply to tracker mortgages but no word on the variable yet.Will let you know if I hear anything.Regards.Angela___________________________________________________Sent: 06 March 2009 09:10
Subject: Re: queryThanks AngelaI am on the tracker ?___________________________________________________________
Sent: Friday, March 06, 2009 9:10 AMSubject: RE: queryPeter if you are on a tracker then you automatically get the reduction.Angela____________________________________________________Sent: 06 March 2009 09:19
Subject: Re: queryam I on the tracker?____________________________________________________Sent: Friday, March 06, 2009 9:26 AMSubject: RE: queryPeter I don’t know and have no way of checking here.If you look at your mortgage offer.Angela____________________________________________________